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Bitpanda: Everything about withdrawal costs in 2025
Bitpanda account and want to understand precisely what are the withdrawal costs applied? The platform recently announced the abolition of many costs to facilitate transactions . But what about the costs when you withdraw your funds in Euro or other currencies ?
Table of contents
What are the Bitpanda withdrawal costs today?
Bitpanda 's policy has changed a lot. The Austrian company has decided to delete most of the FIAT money withdrawal fees , regardless of the payment method used . This means that you can transfer your euros from your Bitpanda account to your bank account or your bank cards at no additional cost. The platform thus announces that it wants to improve transparency and offer optimal user experience.
Concretely:
- EURO SEPA transfers are free .
- Payments by credit card Paypal no longer lead to a commission added on Bitpanda.
- Withdrawals from foreign currencies also benefit from a policy of zero costs (excluding potential costs of the receiving bank).
However, for users of the Bitpanda Card , there are some costs linked to the withdrawals of money to automatic distributors ATM ), in particular when they are carried out outside the euro . We will come back to it in the part devoted to the map.
Bitpanda withdrawal costs: withdraw in euros, focus on separate transfers
1. Safety and simplicity
SEPA transfer is often the most popular method by users to withdraw their cryptocurrencies converted into Euro . For what ? Because it is both reliable and practical. Once your balance in euros has been credited, you just have to:
- Access your Fiat (Euro Wallet portfolio from the Bitpanda interface
- 1. What is the Bitpanda Card?
- Enter the amount to withdraw and validate the transaction
fresh policy , you will not be debited by Bitpanda for this operation. Your bank, it generally applies conditions for transactions , which are mostly free in the Economic .
2. Processing deadlines
The time required for your money to arrive in your bank account often depends on the banks and the time at which you apply for withdrawal . In general:
- If you make the request during the week before compensation hours, the transfer can happen the same day or the next day.
- Transfers can take up to 1 or 2 working days depending on the banks .
This period remains similar to most other decentralized exchange or finance platforms when it comes to withdrawing in Euro via transfer.
Bitpanda withdrawal costs: Bitpanda Card, zoom in on withdrawal costs to distributors
1. What is the Bitpanda Card?
The Bitpanda Card is a debit card backed by your Bitpanda . It allows you to pay with your assets (cryptos, fractional actions, metals) in any business accepting the VISA standard, or even to remove species from an ATM . It is a practical way to use your cryptocurrencies in everyday life, without going through the conversion stage on the platform . However, certain conditions apply.
2. The costs related to withdrawals in euros
According to the latest FEE Information Document published by Bitpanda, the withdrawal of species in the euro costs € 1.50 per operation. This is a price network management and access to ATM . This pricing is common to many neobancs and is not directly a Bitpanda cost .
3. Withdrawals outside the euro zone
If you are traveling or if you live outside the SEPA , withdrawal from a distributor into foreign currency amounts to 1.50 € plus 2.5 % of the transaction . This increase covers the exchange rate and the associated commissions Also pay attention to any local bank charges
Bitpanda withdrawal fees: what you need to know
Beyond withdrawals in euros , the costs applied for the transfer of cryptocurrencies to an external wallet are to be taken into account. Unlike other platforms that are content to invoice variable network costs Gas Fees "), Bitpanda announces Apply fixed withdrawal fees by Token.
For example :
- Withdrawn from AAVE costs 0.01000000 AAVE
- Remove 1inch leads 0.92200442 1inch of expense
- Remove arpas will cost you 5,23967687 arpa
These costs are taken by Bitpanda directly, regardless of the conditions of the network at the time of withdrawal. They are therefore fixed , known in advance and can sometimes be higher or lower than real Gas fees, depending on the state of the network.
Here is what is essential to keep in mind:
- Bitpanda applies its own fixed withdrawal costs for each token, which may include an average estimate of network fees.
- If a token uses a specific network (such as ERC-20 for Ethereum ), make sure your destination wallet
- Confirmation deadlines vary according to the network used (Bitcoin, Ethereum , Solana , etc.) and can take from a few seconds to several minutes.
Withdrawal limits and KYC
1. Identity verification
To take full advantage of Bitpanda 's services , a KYC (Know Your Customer) is required. It is compulsory to issue transfers or withdrawals from important amounts. Without verification, you risk being limited to small transaction ceilings .
Why Bitpanda deleted most of its withdrawal costs
According to the founder of the Austrian Fintech , this decision meets a double objective:
- Expand accessibility for all investors, regardless of their portfolio .
- Align the platform with a vision of transparency and reduction of entry costs crypto .
This strategy is part of Bitpanda's desire to be a leader in the European market, where the regulations are tightened and requires more security for individuals. Free deposits and withdrawals (in Fiat) offers a significant competitive advantage compared to other exchanges which retain more or less opaque commissions
Conclusion: Bitpanda, a platform more accessible than ever
Ultimately, if you are wondering what are the withdrawal fees , know that most of these costs Fiat operations . You can therefore withdraw your euros without commission , whether via a SEPA or Via Paypal , within the limits of the conditions imposed by your bank. Regarding the Bitpanda Card , only the withdrawal of cash from a distributor causes a cost of € 1.50 euro zone , with an overload of 2.5 % in foreign currencies. As for the transfer of cryptos to an external wallet, Bitpanda applies fixed frias.
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Yohan Uzzan
Training engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future ahead of it, I participate in its democratization by developing Crypternon.
