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Buy crypto with Paypal: full guide for beginners
Where to buy crypto with Paypal in 2025?
Paypal has become a popular payment method to buy crypto on many platforms. If you are looking to buy bitcoin or other cryptocurrencies with Paypal , there are several reliable and fast solutions today. The best sites to buy crypto with Paypal include the vast majority of existing centralized exchanges. Each offers specific conditions, costs and features for the purchase of Bitcoin with Paypal or the purchase of crypto in general.
Table of contents
Buy bitcoin on a PayPal account directly
Since 2021, it is possible to buy bitcoin via PayPal, but this feature is strictly reserved for certain countries. Currently, only residents of the United States can buy, sell and keep Bitcoin,ethereum, litecoin and Bitcoin Cash directly from their Paypal account. This option is also open to American professional accounts, with the exception of New York State where it is not yet available.
Outside the United States, especially in France and throughout Europe, it is not possible to buy bitcoin or other cryptocurrencies directly on Paypal . European users must therefore go through third -party platforms who accept Paypal as a means of payment.
For American users, the procedure is simple:
Open the PayPal application or site.
Go to the "Finance" or " cryptocurrency " section.
Click on buy and choose the desired crypto (Bitcoin, ethereum, Bitcoin Cash, etc.).
Enter the amount to buy and validate.
It should be noted that cryptocurrencies purchased directly on PayPal cannot always be transferred to an external crypto portfolio , according to local regulations and the type of account. For users outside the United States, Paypal is not a direct solution: you have to go through a trading accepting Paypal to buy bitcoin or other cryptocurrencies.
Can we buy bitcoin with Paypal?
Yes, it is possible to buy bitcoin with Paypal in France , but this is not done directly on Paypal. Paypal offers the possibility of using PayPal as a payment method on several platforms to buy cryptos.
Concretely, you must first make a deposit via Paypal to buy on a centralized exchange platform.
To do this, select Paypal from the drop-down menu when filing funds, then connect to your PayPal account to validate the transaction. Once the deposit is validated, you can buy bitcoins or buy cryptos with Paypal using the funds deposited.
How to buy bitcoin with Paypal?
Steps to buy bitcoin with paypal on a crypto platform
- Create an account on a crypto platform compatible with Paypal.
- Check your identity if necessary (KYC).
- Access the deposit or purchase section, then select Paypal as a payment method.
- Connect to your PayPal account to authorize the transaction.
- Choose the amount to buy from your balance and validate the payment.
- The purchased crypto crypto portfolio of the platform.
Platforms to buy crypto with paypal
Bitvavo: the recommended solution for European residents
For European residents we recommend Bitvavo in particular. This platform offers:
- Very competitive costs (maximum 0.25 % and even 0.05 % max on USDC pairs of the Pro Platform).
- The ability to make deposits via PayPal
- Over 350 cryptocurrencies available, which allows you to invest in many at ltc OOS .
- An environment regulated and registered with European financial authorities.
- A simplified interface, adapted to beginners while having the opportunity to go to a pro platform.
- The possibility of making free deposits in euros by SEPA transfer.
- Excellent security with partial insurance on funds in the event of a problem.
Advantages and disadvantages of Paypal to buy crypto
Paypal advantages to buy bitcoin
- Speed of transactions: purchases are instantaneous.
- Safety: Paypal protects payments and bank data.
- Accessibility: Paypal is accepted on many platforms to buy bitcoin or other crypto .
- Ease of use: Just connect to your Paypal account to validate the purchase.
Paypal disadvantages to buy cryptocurrencies
- Sometimes high costs: Paypal applies costs of 1.5 % to 2.3 % depending on the amount of the transaction. Banking transfers are generally more advantageous.
- Withdrawal limit: On certain services, it is not possible to transfer the crypto purchased to an external portfolio.
- Conversion: A price difference may exist between the purchase and sale price on PayPal if you buy directly from Paypal in the United States.
Summary: How to buy crypto with Paypal?
- Open an account on a PayPal compatible crypto trading platform .
- Check your identity if necessary.
- Choose Paypal as a method of deposit or payment.
- Connect to your PayPal account and validate the transaction.
- You can buy bitcoin and cryptocurrencies according to your preferences.
Conclusion
Buying crypto with Paypal is now accessible to everyone. Whether you want to buy bitcoin with Paypal or simply invest in crypto , using PayPal to buy digital assets is a practical and fast option. Take care to check the costs, the possibility of withdrawal and the regulation of the platform before finalizing your purchase.
Investments in cryptocurrencies are risky. Crypternon could not be held responsible, directly or indirectly, for any damage or loss caused following the use of a property or service put forward in this article. Readers must do their own research before undertaking any action and investing only within the limits of their financial capacities. Past performance does not guarantee future results. This article does not constitute an investment advice.
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AMF recommendations. There is no guaranteed high yield, a product with high performance potential implies a high risk. This risk taking must be in line with your project, your investment horizon and your ability to lose part of this savings. Do not invest if you are not ready to lose all or part of your capital.
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Yohan Uzzan
Training engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future ahead of it, I participate in its democratization by developing Crypternon.
