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Buying cryptocurrency with PayPal: a complete guide for beginners
Where to buy crypto with Paypal in 2025?
PayPal has become a popular payment method for buying crypto on many platforms. If you're looking to buy Bitcoin or other cryptocurrencies with PayPal , there are several reliable and fast solutions available today. The best sites for buying crypto with PayPal include the vast majority of existing centralized exchanges. Each offers specific terms, fees, and features for buying Bitcoin with PayPal or crypto in general.
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Buy Bitcoin directly to a PayPal account
Since 2021, it has been possible to buy Bitcoin via PayPal, but this feature is strictly limited to certain countries. Currently, only residents of the United States can buy, sell, and hold cryptocurrencies directly from their PayPal account. This option is also available to US business accounts, with the exception of New York State, where it is not yet available.
Outside the United States, particularly in France and throughout Europe, it is not possible to buy Bitcoin or other cryptocurrencies directly through PayPal . European users must therefore use third-party platforms that accept PayPal as a payment method.
For American users, the procedure is simple:
Open the PayPal app or website.
Go to the "Finance" or "Cryptocurrency" section.
Click on buy and choose the desired crypto (bitcoin, ethereum, bitcoin cash, etc.).
Enter the amount to purchase and confirm.
It's important to note that cryptocurrencies purchased directly through PayPal cannot always be transferred to an external wallet , depending on local regulations and the type of account. For users outside the United States, PayPal is not a direct solution: they must use an exchange platform that accepts PayPal to buy Bitcoin or other cryptocurrencies.
How to buy Bitcoin with Paypal?
Steps to buy Bitcoin with PayPal on an exchange platform:
- Create an account on a platform compatible with PayPal .
- Verify your identity if necessary (KYC).
- Go to the deposit or purchase section, then select Paypal as the payment method.
- Log in to your PayPal account to authorize the transaction.
- Choose the amount to purchase from your balance and confirm the payment.
- The cryptocurrency will be credited to your platform wallet
Platforms for buying cryptocurrency with PayPal
You can buy Bitcoin and other cryptocurrencies with OKX.
OKX offers:
- Strict regulatory compliance, OKX being one of the first platforms to have held the European license ( MiCA ). It is on the AMF whitelist.
- The ability to make deposits via PayPal
- A dual interface: a simplified application for beginners and an advanced platform offering tiered pricing based on volume.
- Very competitive fees on the market: 1% on the simplified platform and a maximum of 0.35% on the advanced platform .
- Access to several hundred cryptocurrencies to potentially diversify your portfolio in addition to Bitcoin.
- Additional services such as staking to generate returns on these cryptocurrencies.
OKX has one of the most comprehensive offerings on the market. We are not affiliated with them but use their referral link.
More information about the rewards can be found here.
Advantages and disadvantages of using PayPal to buy crypto
Advantages of using PayPal to buy Bitcoin
- Fast transactions: deposits are instant.
- Security: Paypal protects payments and banking data.
- Accessibility: Paypal is accepted on many platforms.
- Ease of use: simply log in to your PayPal account to complete the purchase.
Disadvantages of using PayPal to buy cryptocurrencies
- Fees can sometimes be high: PayPal charges fees of 1.5% to 2.3% depending on the transaction amount. Bank transfers are generally more advantageous.
- Conversion: There may be a price difference between the purchase and selling price on Paypal if you buy directly from Paypal in the United States.
Summary: How to buy crypto with Paypal?
- Open an account on a PayPal- compatible cryptocurrency exchange platform .
- Verify your identity if necessary.
- Choose Paypal as your deposit or payment method.
- Log in to your PayPal account and confirm the transaction.
- You will be able to buy Bitcoin and cryptocurrencies according to your preferences.
Conclusion
Buying cryptocurrency with Paypal is now accessible to everyone via deposit on a centralized platform.
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Yoann
Trained as an engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future, I am participating in its democratization by developing Crypternon.