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Coinbase vs Binance fees: How to make the best choice in 2025?
If you're looking to find out which platform has lower fees between Coinbase and Binance , you've come to the right place. We'll start by clarifying the key differences between Coinbase and Binance fees . We'll compare trading commissions , deposit and withdrawal , card-related fees ( Binance and Coinbase Card), and the average spreads you can expect.
Table of contents
Quick comparison between Coinbase and Binance
Coinbase is one of the oldest and most popular platforms in the United States, often praised for its simple interface and reliability.
Binance , for its part, has become one of the world's largest platforms in terms of trading volume in just a few years. Its pricing model has long been considered the most competitive on the market, offering a VIP program for high volumes and additional discounts for holding BNB (the platform's native token).
Coinbase emphasizes simplicity, an educational approach, and a service accessible to even the most novice users. Binance offers a range of more sophisticated trading tools, likely to appeal to active traders. coinbase and binance fees is one of the first points to consider when making your choice.
Coinbase vs Binance fees: Why are fees a decisive factor?
Transaction fees can quickly erode your profits if you don't pay attention to them.
Here are some fundamental aspects:
- Trading commission (spot, futures, etc.) : each time you place a buy or sell order, the platform applies a percentage based on the amount.
- Withdrawal fees : when you want to send your cryptocurrencies to a wallet or transfer your euros/dollars to your bank account, you pay network fees (for the blockchain) and/or fees set by the platform.
- Spreads : On certain orders (generally direct buy/sell orders), the platform offers an execution price that is higher than the market price (for a buy order) or lower (for a sell order). The difference constitutes the "spread," which can vary considerably.
- Deposit fees : if you use a bank transfer, the cost often remains minimal; however, a purchase by credit card can increase the bill.
These few points are particularly visible when comparing Coinbase fees with those of Binance .
Coinbase vs Binance Fees: Typical Trading Fees
Coinbase fees (standard version)
Coinbase stands out with its ultra-simplified interface for buying and selling cryptocurrencies, using a single “Buy/Sell” button. This simplicity comes at a price:
- Average spread : It is often observed to be between 0.50% (or more) depending on liquidity .
- Transaction fees : In addition to this spread, the platform charges commissions ranging from €0.99 for small amounts to several percent when you pay by credit card . Generally, a direct purchase by credit card incurs fees of around 3%.
- Coinbase One : Since 2022/2023, a monthly (or annual) subscription allows users to benefit from fee-free transactions up to a certain volume. Beyond this volume, the standard exchange rate applies. This subscription costs approximately $19.99 per month or €179.89 per year, depending on the region, and notably allows users to avoid standard buy/sell fees (but not the spread).
For occasional use, the basic formula remains practical. But if you place multiple orders, the spread plus the commission could prove costly.
Coinbase Advanced fees
Coinbase also offers an "Advanced" interface for traders who want to place limit, stop, or other orders. The range of tools is more extensive, and the spread is significantly reduced, or even nonexistent, compared to the standard version.
- Maker fees : between 0.60% (lowest level) and 0% (for volumes exceeding $250 million over 30 days).
- Taker fees : between 1.20% (base level) and 0.05%.
In other words, at an "Intro 1" level, if you only make a few transactions per month, your coinbase fees in Advanced mode are 0.60% (maker) or 1.20% (taker). By gradually increasing your monthly volume or asset balance, these fees can drop to 0.07% / 0.16%, and even lower for very high volumes.
Binance fees (Spot and Futures)
Binance is known for its particularly aggressive pricing in spot trading:
- Base rate (VIP 0) : approximately 0.10% for makers and 0.10% for takers.
- Discount if you pay in BNB : you save an additional 25%, bringing the rate down to 0.075%.
- High volumes & VIP status BNB holdings and a large monthly trading volume, fees drop to 0.02% – or even sometimes 0.00%.
On Futures , Binance typically displays even lower fees, ranging from 0.02% (maker) to 0.04% (taker) at the standard level. Users increasing their volume can move to VIP tiers where the maker fee can drop as low as 0.00%.
Detailed comparison of deposit and withdrawal fees
Fiat deposits (SEPA, bank card, etc.)
- Coinbase :
- Deposit by SEPA transfer : around €0.15 per deposit (often fixed).
- Card deposit : 3% on average.
- Binance :
- Deposit by SEPA transfer : €1 fixed fee.
- Card deposit : 1.8% to 2% depending on the period and the card issuer.
Fiat withdrawals (to bank account)
- Coinbase :
- Withdrawal in EUR via SEPA : some user feedback reports a fixed cost of around €0.15.
- Binance :
- Withdrawal in EUR via SEPA : €1 flat fee.
Cryptocurrency deposits and withdrawals
Coinbase
- Crypto deposit : Free on most assets, except for the possible network cost when sending from another wallet.
- Crypto withdrawals : Coinbase passes on blockchain fees, particularly for Bitcoin and Ethereum . There is no additional commission from the exchange, but the network rate may vary.
Binance
- Crypto deposit : Also free (except for network fees upon exiting the sending wallet).
- Crypto withdrawals : Binance often offers multiple blockchains for the same token (e.g., ETH can be withdrawn on the Ethereum , the BNB Chain, or Arbitrum ). Fees are regularly adjusted. On average, a Bitcoin withdrawal via the BTC costs between 0.0002 and 0.0005 BTC . On Binance Smart Chain (BEP-20), it can be much lower (e.g., 0.00004 BTC ).
Regarding cryptocurrencies, both platforms leave network fees to the user, without adding significant commissions. The difference: Binance offers more network choices, potentially reducing the final cost.
Coinbase vs Binance spread fees: Key points
For a simple purchase, when connecting to the Coinbase (non-Advanced), the spread can be surprising.
Binance, for its part, applies an average spread of less than 1% when buying or selling using "convert." On a "limit" order in the spot interface, this spread is nonexistent, as you set your own price. A market order on a sufficiently liquid asset will also incur no spread.
In the context of coinbase vs binance fees Coinbase 's standard formula , the spread is added to the buy/sell commission and is clearly not negligible.
On Binance, you can completely bypass this type of spread by placing a limit order yourself on the order book. A market order may also suffice if the pair is sufficiently liquid.
Coinbase vs Binance fees: staking fees
Staking on Coinbase
Coinbase offers staking for cryptocurrencies like ETH, SOL , and DOT, charging a commission on rewards. The platform applies a standard 35% on several assets, including ETH, ADA, MATIC, and DOT. However, with the Coinbase One , this commission is reduced to 26.3% on certain cryptocurrencies such as SOL, ADA, ATOM, DOT, and XTZ. Note that this reduction does not apply to ETH, which remains at 35% even for subscribers.
Staking on Binance
Binance offers a wide range of products (Flexible Savings, Launchpool, Staking ) with management fees that are often less visible since they are not directly labeled as "commissions." In practice, Binance pays out an APR (Annual Percentage Rate) on staked tokens. The exchange takes a share of the rewards, generally lower than Coinbase .
In this respect, the comparison is more nuanced. Coinbase is very transparent, displaying the commission charged. Binance prefers to highlight the final interest rate. User feedback indicates that Binance often offers a higher net return.
Card-related fees (Coinbase Card, Binance Card)
Coinbase Card
The Coinbase Card allows you to spend your cryptocurrencies in the "real world," for example, for purchases in stores or online. Purchases do not generate direct "transaction fees," according to official information, but you should be aware of the spread that applies when you convert your crypto to euros or dollars at the time of purchase.
- Payment in EUR, GBP, USD: Coinbase applies a spread that is around 2.49% .
- ATM withdrawals: If you withdraw money in local currency, an additional fee may apply, usually set by the ATM operator, not by Coinbase .
Binance Card: Fees, Spreads and Conditions
The Binance Card allows users to spend their cryptocurrencies by converting them into fiat currency at the time of purchase.
Transaction fees
-
Euro payments : Binance applies a fixed fee of 0.9% on each transaction.
-
Payments in other currencies 2% conversion fee is applied for transactions made in currencies other than the euro.
Withdrawals from automated teller machines (ATMs)
-
Eurozone Binance does not apply any additional fees for euro withdrawals.
-
Outside the Eurozone 2% fee is applied for withdrawals made outside the Eurozone or in a currency other than the Euro.
Spread
When converting cryptocurrencies to fiat currencies for transactions, a spread is applied. Binance does not explicitly state the exact percentage of this spread, but it is important to note that the conversion rate may differ slightly from the market rate at the time of the transaction. This spread varies depending on market conditions.
Cashback
The Binance offers a cashback program of up to 8% , depending on the user's BNB BNB qualifies for 2% cashback, while a balance of 600 BNB qualifies for the maximum cashback of 8%.
Binance VIP Program vs Coinbase One
VIP Program (Binance)
- Monthly volume required : To reach VIP 1, you need to generate more than $1 million in volume over 30 days, or hold 25 BNB .
- Reductions : The maker/taker commission gradually decreases, potentially going down to 0.00%.
Coinbase One
- Paid subscription : $19.99 per month or €179.89 per year.
- Objective : no standard buy/sell fees for a given maximum volume (e.g., €10,000 per month, according to the latest official rates). The spread still applies, however.
For a small investor, Binance 's VIP program is often out of reach (unless they trade heavily). Coinbase One offers zero standard commission in exchange for a monthly subscription. It's therefore an alternative, potentially attractive for smaller trading volumes, but Coinbase 's spread always results in higher fees than Binance's.
10. Summary: Comparative table of Coinbase vs Binance fees 2025
| Type of fee | Coinbase (standard/Advanced) | Binance (VIP 0) |
|---|---|---|
| Trading spot | – Standard: up to 1.50% spread + 1% to 2% commission – Advanced: 0.60% / 1.20% (maker/taker) at the basic level | – 0.10% / 0.10% (maker/taker) – 0.075% with BNB |
| SEPA deposit | 0,15 € | 1 € |
| Bank card deposit | ~3 % | 1.8% to 2% |
| SEPA withdrawal | 0,15 € | 1 € |
| Crypto withdrawal | Network charges (varies) | Network fees (varies, multi-blockchain) |
| Coinbase Card / Binance Card | Conversion to payment, spread ~1% | Similar conversion, spread ~1% |
| Staking | 25% to 35% commission on rewards | Lower commissions, generally higher net APR |
| Programs | Coinbase One ($19.99/month, spread remains) | VIP program (up to 0% fees with high volume) |
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Yoann
Training engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future ahead of it, I participate in its democratization by developing Crypternon.
