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Crypto platform with the lowest fees: detailed comparison
Wondering which crypto platform offers the lowest fees for buying and selling your crypto assets? Several factors significantly impact the overall cost: the spread , the interface type (simple buying or trading ), deposit and withdrawal fees, and even discount offers through native tokens. In this article, you'll find a comprehensive comparison of Binance , Coinbase , Bitvavo, OKX, Crypto.com, Kraken , Coinhouse, Meria, TradeRepublic, Bitpanda, and eToro . Each platform has its own advantages, disadvantages, and pricing model, which you should take the time to understand in order to make the right choice. We also provide referral links to platforms that we personally use and have found to be particularly high-performing and competitive in the market.
Table of contents
Why are fees crucial in buying and trading crypto?
Every investor wants to maximize their gains. Transaction fees can easily eat into your profits, especially if you trade frequently. Furthermore, some exchanges hide costs behind undisclosed spreads or apply markups depending on the payment method. To avoid unpleasant surprises, it's essential to check:
- Fees for deposits made by bank card or SEPA transfer
- The spread (difference between the purchase price and the actual market price)
- /taker commissions in advanced trading
- Any potential withdrawal fees in euros or cryptocurrencies
- Discounts available through a loyalty program or a native token
In this guide, we will analyze each platform, highlighting these key elements. This will allow you to choose the cheapest crypto platform based on your profile, whether you are a beginner or an active trader.
Crypto platform with the lowest fees: Binance ?
Fees and available interfaces
Binance is one of the world's largest platforms in terms of volume. Its main interface is a trading platform
- Advanced Trading : The Spot interface, accessible from the “Trade” section, offers maker/taker fees from 0.1% and can go down to 0.075% if you pay in BNB .
Deposits via SEPA bank transfer typically cost € , while credit card deposits incur an additional fee of around 1.8%. Withdrawals in euros also have a cost, often around €1 (or sometimes a minimal percentage). Ultimately, Binance stands out primarily for its low trading fees, ideal for those who place numerous spot orders.
Strengths and areas for improvement
- Strengths: High liquidity, spot fees among the lowest, multiple crypto assets available, staking , launchpad, etc.
- Things to watch out for: Spread often not known on the quick purchase interface (but the trading interface is generally used), higher bank card fees.
Crypto platform with the lowest fees: Coinbase ?
Fees and available interfaces
Coinbase offers two distinct interfaces:
- Coinbase Basic : An ultra-simple way to buy Bitcoin, Ethereum Ethereum or other cryptocurrencies using a credit card or bank transfer. Fees consist of a fixed percentage plus a spread. Depending on the amount invested and the payment method, this fee can range from 1.49% to 3.99%. Credit and debit cards are more expensive.
- Coinbase Advanced : A more comprehensive trading interface with an order book. Fees are more competitive: starting at 0.6% for small volumes in maker mode / 1.2% in taker mode, and decreasing as you increase your trading volume. See the pricing grid on Coinbase Pricing .
The spread can vary depending on liquidity and the asset chosen. However, Coinbase is often considered one of the simplest platforms for beginners thanks to its intuitive interface and global reputation.
Strengths and areas for improvement
- Strengths: Trust and reputation, easy-to-use interface, educational tools.
- Worth noting: Commissions are higher than many platforms, especially if you use Coinbase Basic.
Crypto platform with the lowest fees: Gemini?
Fees and available interfaces
Gemini, founded by the Winklevoss brothers, is a leading American platform renowned for its rigorous regulations and high level of security. It provides access to over 60 cryptocurrencies, as well as a still relatively rare offering on the market: tokenized shares (Nvidia, Apple, Tesla, etc.). These tokens replicate the price of real shares and can be bought and traded 24/7 like cryptocurrencies, without traditional stock exchange intermediaries.
Strengths and areas for improvement
Strengths: Strict regulatory compliance in the United States, intuitive interface for beginners, additional services ( staking ), and, most importantly, unprecedented access to tokenized stocks in addition to cryptocurrencies.
Worth noting: Fees are rather high if you stick to the classic interface. We recommend using their ActiveTrader platform to access lower fees.
Crypto platform with the lowest fees: Crypto.com?
Fees and available interfaces
Crypto.com offers:
- Mobile app : Useful for one-off purchases and taking advantage of the Crypto.com card (which offers cashback). However, the app includes a significant spread, often around 1.5-2%.
- Exchange : The advanced trading interface features a maker/taker fee structure starting at 0.25% Maker / 0.50% Taker if you don't hold CRO (the native token), then decreasing based on volume and your staking . Details are available on Crypto.com Fees .
Deposits and withdrawals in euros may vary depending on the geographical area. The mobile app is very simple, but if your main goal is crypto trading , it's best to use the Crypto.com Exchange interface to avoid the spread.
Strengths and areas for improvement
- Strengths: Diverse ecosystem (NFT, card, earn), ergonomic mobile interface, attractive staking offer.
- Things to watch out for: High spreads and fees on the app, need to hold CRO to lower commissions.
Crypto platform with the lowest fees: Kraken ?
Fees and available interfaces
Kraken enjoys a good reputation for its reliability and transparency. It includes:
- Kraken Instant Buy : A fast service, with fees that can reach 1.5%, plus a possible spread. Purchasing by credit card is more expensive (often around 3%).
- Trading interface : Maker fees start at 0.16% and taker fees at 0.26% for the lowest monthly volumes. The range decreases if you trade frequently. More details on Kraken Fees .
Kraken also offers on-chain staking features, and its customer service is often praised for its responsiveness.
Strengths and areas for improvement
- Strengths: High security, clear interface, reputable customer support. Competitive trading fees.
- Worth noting: Immediate purchase fees are rather high.
Crypto platform with the lowest fees: Coinhouse?
Fees and available interfaces
Coinhouse is a French platform, formerly known as "La Maison du Bitcoin." It offers a fairly simple buying/selling interface, particularly suited to French speakers. According to their "Pricing" page ( Coinhouse Pricing ), fees can range from 1.49% to 2.49% depending on whether you have a Premium account or not. In addition, there may be a slight spread on the interface.
Coinhouse emphasizes personalized support, which appeals to those seeking crypto education in French, with a platform registered as a PSAN (Digital Asset Service Provider) with the AMF.
Strengths and areas for improvement
- Strengths: Regulated French platform, simple interface, local customer service.
- Things to watch out for: Higher fees than international platforms, less volume and fewer asset choices.
Crypto platform with the lowest fees: Meria?
Fees and available interfaces
Meria, formerly Just Mining, primarily targets those looking to diversify their crypto management and staking portfolios. While its direct purchase options are less prominent than those offered by Binance or Coinbase, Meria does offer:
- Purchase interface : Fees may range from 1% to 2%, plus a possible spread, depending on the payment method. The official Meria provides more detailed pricing information after registration.
If your primary goal is simple purchase and medium/long-term holding, Meria can be attractive thanks to its additional services (such as staking). However, for day trading, it's not the cheapest option.
Strengths and areas for improvement
- Strengths: Offers returns via staking, French solution, simple interface.
- Things to watch out for: Lower volume, no advanced orderbook for trading, fees less competitive than major exchanges.
Crypto platform with the lowest fees: TradeRepublic?
Fees and available interfaces
TradeRepublic, initially focused on stocks and ETFs, also offers crypto trading . The model is unique: each buy or sell order incurs a flat €1 transaction fee, regardless of the amount. However, there is a spread that varies depending on the market, as settlement is handled by a partner (who is sometimes less than transparent about price formation).
There isn't really an "advanced" interface for crypto; everything is done through the mobile app. This is suitable for people who already have a TradeRepublic account for buying stocks/ETFs and who also want to diversify into crypto. If you're buying large amounts, the €1 minimum can be attractive, but the spread is still a factor.
Strengths and areas for improvement
- Key features: Fixed fee of €1 per order, single application for stocks and cryptos.
- Things to watch out for: Lack of order book and advanced trading features, sometimes wider spread.
Crypto platform with the lowest fees: eToro?
Fees and available interfaces
eToro is famous for its "social trading" concept, which allows users to automatically copy the strategies of other traders. For cryptocurrencies, eToro advertises fees of around 1% per transaction (and zero commission on stocks), which is high. eToro is often criticized for its wide spreads and lack of transparency. Official details are available on eToro Crypto Fees .
The advantage lies in the copy trading feature, which is useful for those who want to follow experienced traders in the cryptocurrency market. The disadvantage: a sometimes wide spread, and you don't necessarily have the same freedom as with a dedicated trading platform. eToro is more geared towards "social investing" than "low-cost day trading.".
Strengths and areas for improvement
- Key features: User-friendly interface, copy trading, possibility to invest with virtual funds.
- Things to watch out for: High spread and fees, a model better suited to social trading than a competitive approach on fees.
Displayed fees vs. spread: why it's crucial
As you may have noticed, some platforms advertise 0% or very low fees, but the spread between the purchase price and the actual market price can offset this in their favor. Conversely, others clearly state maker/taker commissions but offer a reduced or even non-existent spread thanks to a very full order book (high liquidity).
If you buy €30,000 worth of Bitcoin and the platform charges you €30,600 (with a 2% spread), that already represents €600 in implicit fees, not including the commission. It's therefore essential to check the market price using sites like CoinGecko or CoinMarketCap and compare it to the final purchase price offered by the platform.
Criteria to consider beyond costs
Safety and regulations
Choosing the crypto platform with the lowest fees isn't enough if security isn't guaranteed. Opt for a reputable exchange with:
- Good protection against cyberattacks
- An official regulation or registration (PSAN in France, FCA in the United Kingdom, etc.)
- Reliable customer support
Additional offers
cryptocurrency market is not limited to buying and selling Bitcoin. Some platforms offer:
- Staking staking earning interest on PoS cryptocurrencies)
- Earn programs (generating returns by depositing cryptocurrencies)
- Crypto payment cards
- Margin trading or futures services
If these features interest you, a slightly more expensive exchange in terms of trading fees could be justified if it offers more services.
Further cost reduction: some practical tips
Even on the cheapest crypto platform , you can still optimize your spending:
- SEPA transfer rather than bank card : Card fees remain higher. A transfer takes longer but often costs €0 or €1.
- Using the platform's native token : On Binance , paying your fees in BNB lowers the percentage. On OKX, staking OKB OKB reduce your trading costs.
- Use Limit orders : Instead of a Market order, which exposes you to a wider spread, set up a Limit order for a specific price. You will potentially save on taker commissions (you become a maker).
- Compare the spread, if there is one : Before clicking “Buy,” check the market price on a neutral website. If the exchange is selling at a higher price, you'll know if the spread is too high.
The verdict: which platform to choose?
There is no single answer. Your choice depends on:
- Your buying or trading frequency
- The volume you invest
- The type of interface (simplified or advanced) you prefer
- From the ecosystem of services you are looking for (cards, earn, NFT, etc.)
However, if we had to identify a few big winners:
- Gemini : Attractive fees on the ActiveTrader interface, one of the few exchanges to also offer tokenized shares like Nvidia, Apple, etc.
- Binance : Ultra-competitive in trading mode, huge catalog of cryptocurrencies, low trading fees.
- Kraken : Attractive fees on the Kraken Pro , a robust platform with high cost transparency and a good level of security. Direct purchase remains more expensive.
These platforms offer ideal conditions for active trading , with reduced fees via their advanced interfaces, while guaranteeing high liquidity and professional tools .
Summary comparison of fees
Here is a summary table (based on public data and subject to change):
| Platform | Trading fees | Simple purchase fees | Additional spread in single purchase |
|---|---|---|---|
| Binance | 0.1% (0.075% with BNB) Max | – | No one (order book) |
| Gemini | 0.20% Maker / 0.40% Taker Max (up to 0.00% / 0.04% depending on volume) | $0.99 to $2.99 fixed depending on the amount, then 1.49% above $200 | Here |
| Coinbase | ~0.6% Maker / 1.2% Taker Max (Coinbase Advanced) | 1.49% to 3.99% depending on whether or not a credit card is used | Here |
| Crypto.com (Exchange for trading, App for simple purchases) | 0.25% Maker / 0.5% Taker Max (reduced with CRO staking ) | ~3.5% by credit card, not transparent outside of credit card transactions | Here |
| Kraken | 0.16% maker / 0.26% taker | 1.5% (Instant Buy) via SEPA, 3.75% + €0.25 if purchased directly by bank card | Here |
| Coinhouse | – | 1.49% to 2.49% | Here |
| Meria | – | Approximately 1% for BTC and ETH and 2.4% for others via bank transfer, +0.8% by credit card | Here |
| TradeRepublic | – | €1 per transaction | Here |
| eToro | – | 1 % | Here |
For an even more detailed comparison of all fees applied (withdrawal, deposit etc.) between the 2 largest platforms, see our comparison of fees between Binance and Coinbase .
Decentralized Trading: An Alternative to Centralized Platforms
If you're looking for an alternative to centralized platforms, decentralized trading can be an interesting solution. Unlike CEXs (centralized exchanges), DEXs (decentralized exchanges) allow you to trade directly from your own wallet , without having to deposit your funds on a platform.
To learn how to use a decentralized wallet, we offer our free, step-by-step guide, with supporting screenshots.
What you will learn:
✔ Mastering a decentralized wallet ( DeFi ) – Learn how to manage your assets without intermediaries and interact directly with the blockchain.
✔ Transacting via a decentralized wallet – A practical guide to trading cryptocurrencies independently.
✔ Exploring decentralized finance ( DeFi ) – Discover advanced concepts like staking and NFTs .
📥 Download the guide freely by filling out the form below:
One of the best DEXs for derivatives trading is Drift Protocol , a platform running on the Solana blockchain . Drift offers perpetual contracts with competitive fees, an advanced order book interface , and the ability to execute maker/taker orders without intermediaries.
Why choose Drift for decentralized trading?
✅ Enhanced security : Your funds remain in your personal wallet ( Ledger , Phantom, Backpack, etc.)
✅ Attractive fees : -0.01% for makers and 0.10% for takers, with volume discounts
✅ Fast trading on Solana : Real-time order execution with reduced network costs
✅ KYC verification : Trade anonymously without providing personal information
To use Drift , simply Solana wallet , fund your account with USDC , and start trading without relying on a centralized entity. With the rise of on-chain trading , these solutions are attracting more and more traders seeking greater control and transparency over their assets .
Conclusion: Which crypto platform has the lowest fees?
Ultimately, the crypto platform with the lowest fees depends on your usage. For an active trader who executes multiple orders daily, we recommend using bank transfers and trading on Gemini ActiveTrader, Binance , or Kraken Pro, which offer trading fees and excellent liquidity.
Also keep in mind that an exchange should be chosen not only for its fees, but also for:
- Reliability and reputation in the crypto-asset sector
- Customer support availability (in French or English)
- PSAN regulation or registration
- The level of liquidity and trading tools (stop loss, limit order, futures…)
- Additional functions (staking, earning, tokenized shares, NFTs, etc.)
By taking all these criteria into account and regularly checking changes in pricing policies, you will maximize your chances of optimizing your cryptocurrency . Ultimately, the decision is yours: if you're looking for simplicity, opt for a basic interface, even if it costs a little more. If you're aiming for performance and cost minimization, favor platforms known for their deep order books and competitive fee schedules.
Investments in cryptocurrencies are risky. Crypternon could not be held responsible, directly or indirectly, for any damage or loss caused following the use of a property or service put forward in this article. Readers must do their own research before undertaking any action and investing only within the limits of their financial capacities. Past performance does not guarantee future results. This article does not constitute an investment .
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AMF recommendations. There is no guaranteed high yield, a product with high performance potential implies a high risk. This risk taking must be in line with your project, your investment horizon and your ability to lose part of this savings. Do not invest if you are not ready to lose all or part of your capital .
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Yoann
Training engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future ahead of it, I participate in its democratization by developing Crypternon.
