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Euro Coin (EURC): the benchmark euro stablecoin in 2025
Euro Coin , now known as EURC , is poised to become the leading euro stablecoin cryptocurrency by 2025. EURC is issued by Circle , the same company behind USDC USDC and addresses the growing demand for euro- denominated stablecoins stablecoin increased regulation and institutional adoption. This guide explains in detail what EURC , how it works, its reliability, current adoption rate, and where to buy this stablecoin .
Table of Contents
What is the Euro Coin (EURC)?
EURC is a stablecoin fully backed by the euro and designed for stability. Every EURC token in circulation is 100% backed by euros held in bank accounts with regulated financial within the European Economic Area. EURC is issued by Circle using a transparent model, compliant with the Regulation MiCA ), the new European standard for stablecoins stablecoin 2024.
- Euro-backed Stablecoin : each EURC can be exchanged at any time for one euro (by large players, in practice it is not accessible to an individual) .
- Issued by Circle : a recognized company, also the issuer of USDC .
- Designed for stability : collateralized solely by euros held bank accounts .
- MiCA regulation : adherence to European requirements regarding transparency and reserves.
Who issues EURC and how does it work?
EURC is issued by Circle , an American company founded in 2013 specializing in digital asset services . Circle built its reputation with USDC USDC 's largest stablecoin , and applies the same principles of transparency and security to EURC . EURC is issued through a "minting" process: for each EURC created, one euro is deposited into a segregated account—that is, a bank account separate from Circle's equity—held with European banks. These reserves are verified monthly by independent auditors.
- EURC is an ERC-20 token Ethereum , but it also exists on Solana , Stellar , Avalanche and other blockchains .
- The euro reserves bank accounts , without exposure to the US dollar or other currencies.
- Circle publishes monthly reports on the composition and value of reserves .
How does EURC guarantee stability and security?
EURC is designed for stability : it is always backed by euros held bank accounts , eliminating the exchange rate and market volatility risks associated with other cryptocurrencies . The reserves contain no risky assets: no debt securities, no cryptocurrency, only euro .
- Transactions processed instantly on the blockchain .
- Users can exchange EURC for euros at any time via their Circle account (for professionals) or via partner platforms.
- Compliance with the MiCA regulation ensures the monitoring of reserves and the protection of users.
Adoption and use cases of the Euro Coin (EURC)
By 2025, EURC dominates the European market for euro- backed stablecoin . Its adoption grew by 46% in one month at the beginning of 2025, with more than 24,000 active addresses and a market capitalization exceeding $255 million.
- EURC is used in decentralized finance ( DeFi ) for foreign exchange, lending and borrowing, and as collateral. Protocols that support EURC include Aave for lending and borrowing, Uniswap and Curve for decentralized exchange, and Angle Protocol and Morpho for stablecoin . These protocols allow users to integrate EURC into liquidity pools, earn yield, or participate in DeFi applications on various compatible blockchains such as Ethereum , Avalanche , and Solana .
- secure and volatility- cross-border payments
EURC on multiple blockchains: Ethereum, Solana, Avalanche, Stellar
EURC exists on several major blockchains Ethereum (ERC-20), Solana , Avalanche , Stellar , and Base. This allows EURC Web3 ecosystems and to access a wide variety of digital banking services DeFi applications . The EURC token is tradable on major crypto and can be stored in any ERC-20 compatible wallet
Where to buy EURC?
EURC is on many centralized exchanges including OKX.
OKX offers:
- Strict regulatory compliance, OKX being one of the first platforms to have held the European license ( MiCA ). It is on the AMF whitelist.
- A dual interface: a simplified application for beginners and an advanced platform offering tiered pricing based on volume.
- Very competitive fees on the market: 1% on the simplified platform and a maximum of 0.35% on the advanced platform .
- Access to several hundred cryptocurrencies to potentially diversify your portfolio in addition to Bitcoin.
- Additional services such as staking to generate returns on these cryptocurrencies.
OKX has one of the most comprehensive offerings on the market. We are not affiliated with them, but we use their referral link.
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Frequently Asked Questions (FAQ) about the Euro Coin (EURC)
How does the EURC/euro exchange work?
Each EURC token can be exchanged euro at any time via a Circle account or partner platforms. Transactions are processed instantly on the blockchain , and euros held bank accounts are released on demand.
What is the market capitalization of EURC?
In April 2025, EURC surpasses $255 million in market capitalization, with over 226 million tokens issued by Circle on major blockchains .
Conclusion: EURC, the leading euro stablecoin in 2025
EURC is currently the main solution for accessing a stablecoin Denominated in euros, guaranteed by euros held regulated bank accounts Issued by Circle , it benefits from increasing adoption and multi-chain integration ( Ethereum , Solana , Avalanche , Stellar).
However, EURC remains a centralized solution based on Circle, which holds euro reserves in regulated banks and manages the token. Even with regular audits and enhanced transparency, this implies dependence on a single player and on banking regulations.
To date, there are virtually no stablecoin . The best-known alternatives, such as DAI or FRAX, are pegged to the dollar, not the euro . For the euro, most existing projects remain centralized.
EURS (Stasis Euro) : stablecoin , with regular audits but dependent on a single company .
EURT (Tether Euro) : stablecoin issued by Tether, also centralized .
Some experimental initiatives such as agEUR (Angle Protocol) seek to create stablecoin , but they remain marginal and have not achieved significant adoption or liquidity comparable to centralized stablecoin
Finally, it's important to emphasize that the adoption of stablecoin remains very low compared to the dominance of dollar-backed stablecoin stablecoin (EURC, EURS, EURT, etc.) represent only a few hundred million euros, while stablecoin ( USDT , USDC ) have a combined market capitalization exceeding $150 billion . Trading volumes and liquidity are therefore significantly lower for the euro, even though demand is growing.
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Yoann
Trained as an engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future, I am participating in its democratization by developing Crypternon.