What is Euro Coin (EURC)?

EURC is a stablecoin entirely backed by the euro and designed for stability. Each  EURC in circulation token guaranteed 100 % by euros held on bank accounts from regulated financial in the European Economic Area. EURC is issued by Circle according to a transparent model, in accordance with the MiCA regulations , which is the new European standard for stablecoin S from 2024.

• Stablecoin leaning against the euro : each eurc is exchangeable at any time for a euro .
• Issued by Circle : recognized company, also transmitter of the USDC .
• Designed for stability : collateralized only by euros held bank accounts .
• Compliance with the MiCA : compliance with European requirements in terms of transparency and reserves.

Who emits Eurc and how does he work?

EURC is issued by Circle , an American company founded in 2013 and specializing in digital asset services . Circle has built its reputation with the USDC , one of the largest global stablecoin , and applies the same principles of transparency and security at the Euro Coin . The issue of the EURC is done via a Mint process: for each EURC created, one euro is deposited on a segregated account-that is to say a separate bank account of Circle equity-detained with European banks. The reserves are checked each month by independent listeners.

• Eurc is an token on Ethereum , but there are also on Solana and Stellar , Avalanche and other blockchains .
• The reserves in euros bank accounts , without exposure to the US dollar or other currencies.
• Circle publishes monthly reports on the composition and value of reserves .

How does EURC guarantee stability and security?

EURC is designed for stability : it is always guaranteed by euros held bank accounts , which eliminates the risk of exchange and market volatility associated with other cryptocurrencies . The reserves have no risky assets: no debt titles, no crypto, only cash in Euro .

• Transactions instantly on the blockchain .
• Users can exchange EURCs for euros at any time via their Circle account (for professionals) or via partner platforms.
• Compliance with the MiCA regulation reserves monitoring and user protection.

Reliability and regulatory conformity: EURC under MiCA

Since July 2024, the MiCA regulations have imposed strict rules in stablecoinin Europe: issuers must guarantee reservations at 100 %, organize regular audits, ensure transparency on accounts and obtain an approval of electronic currency issuer. This approval means that the issuer is authorized by a national authority (such as ACPR in France) to issue tokens representing electronic currency, with reinforced obligations for protecting funds and regulatory compliance.

EURC is one of the few stablecointo be fully compliant with MiCA, which allows its listing on the main platforms and its use by European financial institutions.

Reserves are held by regulated financial institutions, that is to say banks or establishments subject to strict supervision, guaranteeing the security and availability of funds.

In addition, EURC is recognized by the Dubai Financial Services Authority (DFSA), the regulatory authority of the Dubai International Financial Center. This recognition allows EURC to be used legally in this international financial center, opening up access to more than 6,000 companies and a wide range of financial services, while strengthening the legitimacy of stablecoin on international markets subject to demanding regulations.

EURO COIN (EURC) adoption and use cases

In 2025, Eurc stablecoin market backed by the Euro . Its adoption experienced growth of 46 % in one month in early 2025, with more than 24,000 active addresses and market capitalization exceeding $ 255 million.

• EURC is used in decentralized finance ( DEFI ) for exchange operations, loans and loans, and as collateral. Among the protocols that allow you to use the EURC, we find for example Aave for the loan and borrowing, Uniswap and Curve for decentralized exchange, as well as Angle Protocol or Morpho for yield strategies on stablecoin s. These protocols offer users the possibility of integrating EURC into liquidity pools, obtaining yields or participating in DEFI applications on different compatible blockchains such as Ethereum , Avalanche or Solana .
• It facilitates cross -border payments safely and without volatility.
• Companies and users can access digital banking services and new possibilities for financial services thanks to a compliant stablecoin
• It centralizes cash management in Euro for companies operating on several blockchains .

EURC on several blockchains: Ethereum, Solana, Avalanche, Stellar

EURC exists on several major blockchains Ethereum (ERC-20), Solana , Avalanche , Stellar , and Base. This allows EURC web 3 ecosystems and access a wide variety of digital banking services DEFI applications . The  EURC token is exchangeable on the main crypto and can be stored in any ERC-20 compatible portfolio

Where to buy EURC?

To buy EURC for European users, we recommend Bitvavo. Bitvavo allows you to buy EURC by bank transfer, bank card or direct conversion from other cryptocurrencies:

• Very competitive costs: maximum 0.25 % on the beginner interface, and up to 0.05 % only on the USDC PAIRS OF THE PLANE.

• Free deposits in euros per bank transfer SEPA, and only 1 % of costs for deposits per bank card.

• More than 350 cryptocurrencies available, including EURC (Euro Coin).

• • SPREADS very rare and always explicitly displayed, even on the beginner interface, unlike other platforms that apply costs that are not always explicit.