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Fresh Coinbase vs Binance : How to make the best choice in 2025?
If you are trying to find out which platform has the least cost between Coinbase and Binance , you are in the right place. We will start by clarifying the essential points that distinguish Coinbase VS Binance fees . We will compare trading commissions , deposit and withdrawal , the costs related to the cards ( Binance and Coinbase Card), as well as the average differences (the SPREADS) to which you can expect.
Table of contents
Quick comparison between Coinbase and Binance
Coinbase is one of the oldest and most popular platforms in the United States, often acclaimed for its simple interface and reliability.
Binance , for its part, has become in a few years one of the most important platforms worldwide in terms of volume of transactions on the market. Its pricing model has long been deemed to be the most competitive on the market, offering a VIP program for high volumes and additional discounts thanks to the detention of BNB (the native token of the platform).
Coinbase highlights simplicity, the educational approach and a service accessible to novice. Binance offers a range of more sophisticated trading tools, likely to interest active traders. The coinbase VS binance fees are therefore one of the first reading grids to make your choice.
Fresh Coinbase vs Binance : Why are the costs a decisive criterion?
Transaction costs can quickly erode your profits if you don't pay attention.
Here are some fundamental aspects:
- Trading commission (spot, future, etc.) : each time you place a purchase or sale order, the platform applies a percentage based on the amount.
- Withdrawal costs : When you want to send your cryptocurrencies to a personal wallet or transfer your euros/dollars to your bank account, you pay network fees (for the blockchain) and/or costs set by the platform.
- Spreads : On certain orders (generally of the purchase/direct sale type), the platform offers a higher execution price than the market price (for a purchase), or lower (for a sale). The difference constitutes the “Spread”, which can be very variable.
- Deposit costs : if you use a bank transfer, often the cost remains minimal; On the other hand, a purchase by bank card can increase the invoice.
These few points are particularly visible when you confront Coinbase costs with those of Binance .
Fresh Coinbase vs Binance : classic trading costs
Coinbase costs (standard version)
Coinbase is distinguished by an ultra-simplified interface when it comes to the purchase and sale of cryptocurrencies, via a unique “buy/sell” button or “buy/sell”. This simplicity has a price:
- Middle Spread : It is often observed between 0.50 % (see more) depending on the liquidity .
- Transaction costs : Beyond this Spread, the platform invoices commissions of € 0.99 for small amounts with several percents when you go through bank card . In general, a direct purchase in a bank card is accompanied by costs around 3 %.
- Coinbase One : Since 2022/2023, a monthly (or annual) subscription allows you to take advantage of free transactions on a given volume. Beyond this volume, the standard rate reappears. This subscription costs approximately $ 19.99 per month or € 179.89 per year, depending on the region, and makes it possible in particular to avoid classic purchase/sale costs (but not the SPREAD).
For punctual use, the basic formula remains practical. But if you multiply the orders, the Spread plus the commission may prove to be penalizing.
Fresh Coinbase Advanced
Coinbase also offers an interface “Advanced” intended for traders who wish to place Limit, Stop or other orders. The tool panel is more extensive, and the Spread is considerably reduced, even non -existent compared to the standard version.
- Maker costs : between 0.60 % (lowest level) and 0 % (for volumes exceeding $ 250 million over 30 days).
- Taker fees : between 1.20 % (basic level) and 0.05 %.
In other words, at an “intro 1” level, if you only make a few transactions per month, your coinbase fees in Advanced mode amount to 0.60 % (maker) or 1.20 % (Taker). By gradually increasing your monthly volume or your asset balance, these costs can drop to 0.07 % / 0.16 %, then even lower for colossal volumes.
Binance costs (spot and future)
Binance is renowned for its particularly aggressive rates in trading spot:
- Basic rate (VIP 0) : approximately 0.10 % for makers and 0.10 % for Takers.
- Reduction if you pay in BNB : you save 25 % additional, which increases the rate to 0.075 %.
- High volumes & VIP status : thanks to the detention of BNB and a large monthly trading volume, the costs drop to 0.02 % - or even sometimes 0.00 %.
On future , Binance generally displays even lower costs, spanning 0.02 % (maker) at 0.04 % (taker) in standard level. Users increasing their volume can go to VIP levels where the maker can drop up to 0.00 %.
Detailed comparison of deposit and withdrawal costs
Fiat deposits (SEPA, bank card, etc.)
- Coinbase :
- Deposit by SEPA transfer : around € 0.15 per deposit (often fixed).
- Deposit by card : 3 % on average.
- Binance :
- SEPA transfer deposit : € 1 fixed.
- Deposit by card : 1.8 % to 2 % depending on the period and the card transmitter.
FIAT withdrawals (bank account)
- Coinbase :
- Withdrawal in EUR via SEPA : Some user feedback reports a fixed cost around € 0.15.
- Binance :
- Withdrawal in EUR via SEPA : € 1 lumpish fees.
Cryptomonnai deposits and withdrawals
Coinbase
- Crypto deposit : free on most of the assets, apart from the possible network cost when you send from another wallet.
- Crypto removal : Coinbase reflects the blockchain costs, especially on Bitcoin or Ethereum . There is no additional commission from the Exchange, but the network rate can vary.
Binance
- Crypto deposit : also free (except network fees at the exit of the transmitting wallet).
- Crypto removal : Binance often offers several blockchains for the same token (eg ETH can be removed on the Ethereum , the BNB Chain or Arbitrum ). The costs are regularly adjusted. On average, for a bitcoin withdrawal via the BTC , it is 0.0002 to 0.0005 BTC . On Binance Smart Chain (BEP-20), this can be much lower (eg 0.00004 BTC ).
On the cryptocurrency side, the two platforms give the user the responsibility for network costs, without adding major commissions. The nuance: Binance offers more choices on networks, potentially reducing the final cost.
Fresh Coinbase vs Binance side spreat: key points
For a simple purchase, when you connect to the Coinbase (non -Advanced), the Spread may surprise.
For its part, Binance, when you make a “convert” purchase or sale, applies an average difference of less than 1 %. On a “limit” order in the Spot interface, this Spread is nonexistent, because you fix your own price. A market order on a sufficiently liquid bet will not imply any Spreads as well.
As part of coinbase VS binance fees , the crucial point is that with the standard Coinbase , the SPREAD addresses the purchasing/sale commission and is clearly not negligible.
On Binance, you can fully bypass this type of spread by placing a limit order on the book book yourself. A market order may also suffice if the pair is liquid enough.
Fresh Coinbase vs Binance : staking fees
Staking on Coinbase
Coinbase offers staking for cryptos such as ETH, soil or dowry, for a commission taken from the awards. The platform applies a standard commission of 35 % on several assets, including ETH, ADA, Matic and DOT. Coinbase One offer , this commission is reduced to 26.3 % on certain cryptos such as the soil, the ADA, the Atom, the Dot and the XTZ. Note that this reduction does not apply to ETH, which remains at 35 % even for subscribers.
Staking on Binance
Binance offers a wide range of products (flexible Savings, Launchpool, Staking ) with management fees since they are not directly called “Commission”. In practice, Binance donates an APR (annual rate of return) on staked tokens. Exchange takes a share of rewards, generally lower than Coinbase .
In this field, the comparison is more subtle. Coinbase is very transparent by displaying the committee taken. Binance prefers to highlight the final interest rate. Experience feedback indicates that Binance often offers higher net return to the user.
The costs related to the card (Coinbase Card, Binance Card)
Coinbase Card
The Coinbase Card allows you to spend your cryptocurrencies in the “real world”, for example for shop or online purchases. Purchases do not direct “transaction costs”, according to official information, but you must be wary of the applicable Spread when you convert your cryptos to euros or dollars at the time of purchase.
- Payment in EUR, GBP, USD: Coinbase applies a Spread which would be around 2.49 % .
- Withdrawals to the distributor: if you withdraw money from local currency, an additional commission may apply, generally fixed by the operator ATM, not by Coinbase .
Binance card: costs, spreads and conditions
The Binance card allows users to spend their cryptocurrencies by converting them into fiduciary currencies at the time of purchase.
Transaction fees
-
Payments in euros : Binance applies fixed costs of 0.9 % on each transaction.
-
Payments in other currencies 2 % conversion fees are applied for transactions made in currencies other than the euro.
Withdrawals to ATMs (DAB)
-
Euro zone : no additional fees is applied by Binance for Euros withdrawals.
-
Excluding the euro zone : fees of 2 % are applied for withdrawals made outside the euro zone or in a different currency from the euro.
Spread
When converting cryptocurrencies into fiduciary currencies for transactions, a Spread is applied. Binance does not explicitly indicate the exact percentage of this Spread, but it is important to note that the conversion rate may differ slightly from the market rate at the time of the transaction. This spread varies according to market conditions.
Cashback
Binance card offers a cashback program that can go up to 8 % , depending on the average monthly BNB held by the user. For example, an average balance of 1 BNB gives the right to a cashback of 2 %, while a balance of 600 BNB allows you to obtain the maximum cashback of 8 %.
VIP Binance VS Coinbase One program
VIP program (Binance)
- Monthly volume required : to reach VIP 1, it is necessary to generate more than a million dollars in volume over 30 days, or have 25 BNB .
- Discounts : The Maker/Taker Commission is gradually decreasing, which can drop to 0.00 %.
One Coinbase
- Paying subscription : $ 19.99 per month or € 179.89 per year.
- Objective : no standard purchase/sale costs for a given maximum volume (eg € 10,000 per month, according to the last official grid). The SPREAD nevertheless remains applicable.
For a small investor, the Binance VIP program is often out of reach (unless you do intense trading). Coinbase One gives access to zero standard commission in exchange for a monthly subscription. It is therefore another mode of operation, potentially interesting for “small” volumes, but the Spread de Coinbase always involves costs higher than those of Binance.
10. Summary: comparative table of Fresh Coinbase vs Binance 2025
| Type of fee | Coinbase (Standard/Advanced) | Binance (VIP 0) |
|---|---|---|
| TRADING SPOT | - Standard: up to 1.50 % Spread + 1 % to 2 % commission - Advanced: 0.60 % / 1.20 % (maker / taker) |
- 0.10 % / 0.10 % (Maker / Taker) - 0.075 % with BNB |
| SEPA deposit | 0,15 € | 1 € |
| Bank card deposit | ~3 % | 1.8 % to 2 % |
| SEPA withdrawal | 0,15 € | 1 € |
| Crypto removal | Network costs (varies) | Network costs (varies, multi-blockchains) |
| Coinbase Card / Binance Card | Conversion to payment, Spread ~ 1 % | Similar conversion, spread ~ 1 % |
| Staking | 25 % to 35 % commission on awards | Lower commissions, higher net in general in general |
| Programs | Coinbase One ($ 19.99/month, Spread remains) | VIP program (up to 0 % costs with high volume) |
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Yohan Uzzan
Training engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future ahead of it, I participate in its democratization by developing Crypternon.
