Easy
How to withdraw your money from Binance today
You have made earnings on Binance and you wonder how to withdraw your money to your bank account by making a transfer from Binance ? The procedure is simpler than it seems, provided you follow the right steps. In this guide, you will learn exactly how to withdraw your money from Binance , step by step, clearly and detailed. From the preparation of your account to the final validation of withdrawal, everything is explained to avoid frequent errors and minimize deadlines. Whenever you want to convert your cryptocurrencies to euros or to another fiduciary currency, you can follow this method to quickly transfer your funds to your bank.
Table of contents
How to withdraw your Binance money: check your eligibility before starting
Before understanding how to withdraw your money from Binance, it is important to check that you meet the necessary criteria. Binance applies certain strict rules to secure financial transactions:
- Binance account ( KYC ) : You must have completed the “Know Your Customer” procedure by sending your identity documents to Binance . This allows you to remove your withdrawal limits and confirm that you are the legitimate owner of the account.
- Valid bank account : your bank account must be active, with an IBAN or an exact account number. Binance may require that you have already made a deposit or withdrawal from this same account in order to check the property.
- Regional restrictions : Depending on your country or region, certain specific rules may apply for withdrawals from fiduciary currency. Make sure the regulations in force in your country.
Once these conditions are met, you are ready to withdraw your money from Binance.
Step 1 - Access the withdrawal section
Connect to your Binanceaccount. From your dashboard, click the menu located at the top of the screen (on a computer) or at the bottom (on mobile).
Then click on "Portfolio" to display different options:
- The “spot wallet ” contains most of your cryptocurrencies intended for immediate trading
- "Fiat and Spot" tab displays both your cryptocurrencies and your traditional currencies (EUR, USD, GBP, etc.).
Then select "withdrawal" ("withdraw" according to your display language) to directly access the withdrawal space.
Step 2 - Select the currency and the withdrawal method
On the withdrawal page, two tabs are offered:
- Crypto removal : to transfer your cryptocurrencies to an external wallet.
- Fiat removal : to directly transfer your money to a bank account.
To withdraw your money in euros (or other fiduciary currency), choose the "Fiat removal" tab.
Then click on the motto of your choice, for example "EUR". Binance will then display several possible methods:
- Recommended:
- SEPA Instant bank transfer (costs of € 1) → Quick and recommended method.
- Other options:
- Instant bank payment (costs from € 0.5).
- Classic SEPA bank transfer (€ 1 of costs) - currently suspended.
👉 Select the “SEPA Instant” method for quick and reliable withdrawal.
💡 Note: If the “classic separate” option indicates “Channel suspended”, choose an alternative like the SEPA instant.
After choosing your method, click on "Continue" to continue.
Depending on the sum to be removed, the SEPA Instant method will be practical for small amounts, while for large sums, other methods can be envisaged.
Step 3 - Configure your payment method
After choosing your motto, you will have to select and configure your payment method:
- SEPA transfer : Enter or confirm your IBAN, the name of the bank and possibly the SWIFT/BIC if necessary.
- Visa card : you will need to save your card if you have never used it before.
Binance sometimes requests to have already made a prior deposit with this account or this bank card to confirm that you are the holder. If you have never made a deposit, a small initial transfer of € 1 is recommended to check your bank link.
Binance sometimes requests to have already made a prior deposit with this account or this bank card to confirm that you are the holder. If you have never made a deposit, a small initial transfer of € 1 is recommended to check your bank link.
Step 4 - Indicate the amount to be collected
Once the payment method has been set, clearly indicate the amount you want to withdraw. Beware of the minimum amount required by Binance or your bank: generally € 2 for SEPA transfers, and sometimes a similar amount for card withdrawals.
Carefully check the summary supplied by Binance :
- The total amount to withdraw.
- The costs applied.
- The net amount you will receive in your bank account.
If you notice an abnormal variation in the costs, update the page or contact the Binance support for clarification.
Step 5 - Confirm the transaction with safety (2FA)
Binance secures its withdrawals by several means:
- Authentication with two factors (2FA) : via Google Authenticator or SMS.
- E-mail confirmation code : An e-mail is sent to confirm your identity and authorize the withdrawal.
So be sure to have access to your smartphone or codes generator when you make a withdrawal.
STEP 6 - Wait for the treatment of the transfer
Once your withdrawal is confirmed, Binance usually deals with the request quickly:
- A few minutes in the event of withdrawal by bank card.
- A few hours (up to 24 hours usually) for SEPA transfers.
Your bank then takes over. In general, a SEPA transfer appears on your account within 24 hours, but the maximum recommended period can reach 72 working hours.
In the event of delay, check your bank statement and then your withdrawal history on Binance (possible statutes: finished, pending, refused).
In some cases, your bank may temporarily suspend the transaction for additional verification. If this happens, contact your bank directly to confirm the origin of the funds.
How to withdraw your money from Binance : Advanced techniques and practical advice
After having controlled the basics on how to withdraw your money from Binance, it is interesting to optimize your withdrawals more by following these practical tips.
Plan your withdrawals to avoid periods of high activity
When cryptocurrency markets are particularly volatile, the number of transactions increases sharply, which can slow down conversions (crypto to Fiat) and cause higher costs. To avoid these inconveniences, favor quieter periods to program your withdrawals.
Choose the right time to convert your cryptos to euros
To withdraw your money from Binance to your bank account, you will have to convert your cryptocurrencies to fiduciary currency (like the euro). On Binance, you mainly have two options:
- The "convert" function : fast and simple, but the spread (difference between purchase and sale price) can be slightly higher.
- An order on the Spot market : you can place a limit order or to the market on the crypto /eur pair (for example BTC /EUR), which can be advantageous in terms of costs if you choose your moment.
To reduce costs to the maximum, it is recommended to take the courses and perform your sales out of periods of high volatility, in order to obtain a better conversion rate.
Check your withdrawal limits
Binance fixes several limitations of limits for withdrawals:
- Account with basic verification ( KYC level 1) : relatively low limits.
- Account checked ( KYC level 2) : high limits, often from several thousand to several tens of thousands of euros per day.
- Account verified more (higher level) : very high limits, varying according to your region and the documents provided.
Before making a significant withdrawal, be sure to check your withdrawal ceiling to avoid any unpleasant surprises when validating your operation.
Carefully protect your personal and banking data
When you enter your bank information to withdraw your money from Binance, it is crucial to take all the necessary precautions:
- Carefully check that the IBAN seized is correct in order to avoid any delay or failure of the withdrawal.
- Keep a secure copy of your IBAN and other sensitive information.
- Avoid carrying out these operations on unsecured public Wi-Fi networks.
- Systematically activate all available safety options, such as double authentication by SMS or application (Google Authenticator).
How to withdraw your Binance money: costs and deadlines according to the chosen method
When you remove your Binance money to your bank account, the costs and deadlines vary depending on the method used:
- SEPA Instant transfer : fixed costs of € 1, immediate transfer if your bank accepts this service.
- Instant bank payment : from € 0.5, according to the agreements between Binance and your bank.
- Classic separate transfer : Fresh generally of € 1, currently suspended.
Deadlines to be expected:
- SEPA Instant : a few seconds a few minutes.
- Instant bank payment : immediate or a few minutes depending on your bank.
- Classic separate (when active): between 1 and 2 working days.
FAQ: How to withdraw your Binance money from a bank account?
What to do if I don't receive my funds?
- Check the state of your withdrawal on Binance : Consult the history to see if the status is "completed" or "in progress".
- Consult your bank statement : deadlines up to 3 to 5 days can arrive, especially for international transfers.
- Binance support if the status indicates "completed" but you have not received the money after 7 days.
- Contact your bank : some banks can temporarily block transfers from Crypto platforms if the amount or provenance seems unusual.
Is there a minimum amount to withdraw your Binance money?
- Binance generally requires a minimum of around € 10 for a separate transfer. For withdrawal by bank card, this amount can be higher depending on your region.
- If your balance is lower, you will have to wait or convert more cryptos.
Can we withdraw a motto other than the euro?
- Yes, Binance allows withdrawal in several currencies (USD, GBP, etc.). The SEPA transfer concerns only the euro .
- For USD withdrawals, use international transfers via SWIFT (beware, costs may be high). For the United Kingdom, specific methods are available in GBP.
How to convert your cryptos before withdrawing your Binance money?
Before withdrawing your money, convert your cryptocurrencies into a fiduciary currency:
- On the Spot market : place a sales order on a crypto/eur pair.
- "Convert" function : fast and simple, you confirm the conversion immediately at the price indicated.
Your balance in euros will appear in the "Fiat and Spot" tab, and you can then remove the funds to your bank account.
Safety checklist before removing your money from Binance :
Before pressing "Confirm", make sure:
- ✅ Exact amount : Check that you have not added a zero by mistake.
- ✅ Banking address (IBAN) : Carefully check the IBAN and the name of the beneficiary.
- ✅ Network compatibility : If you remove another currency than the euro, check the selected network (SEPA, SWIFT, etc.).
- ✅ Payment method : Confirm the selection of the chosen withdrawal method (SEPA, Visa card, etc.).
- ✅ Double authentication activated : 2FA via Google Authenticator or SMS and confirmation by e-mail.
Alternatives to withdraw your money from Binance other than in bank transfer
If you do not want to go through a conventional bank transfer, here are other methods available:
- P2P withdrawal (peer-to-peer) : You sell your cryptocurrencies directly to other users against payment via Paypal, Revolut or Bank Transfer. Fast, but requires vigilance and prudence in the choice of the buyer.
- Binance card : a physical or virtual card provided by Binance to spend your cryptos directly in shops, without prior banking transfer.
- Transfer to another platform (Exchange) : First transfer your cryptos to another Exchange offering more advantageous costs or conditions of withdrawal. Beware of any network fees that could cancel the expected benefits.
How to withdraw your money from Binance : final summary of the essential steps
To succeed in easily withdraw your Binance money to your bank, hold these key points:
- ✅ Check your Binance (fullKYC ) account, your IBAN and your withdrawal limits.
- ✅ Choose the right method: SEPA for reduced costs, instant payment or bank card for more speed.
- ✅ Calculate all the costs linked to the sale of cryptos (Spread) and the withdrawal itself.
- ✅ Follow the steps precisely: Crypto conversion → Fiat, amount, security check, validation and monitoring.
- ✅ Anticipate deadlines: up to 72 hours for classic separate, often instantaneous with SEPA Instant.
- ✅ Always keep evidence of transactions (screenshots, Binancehistory, bank statements).
Thanks to these good practices, you guarantee that your funds will arrive quickly and without problem on your bank account.
Conclusion: how to withdraw your money from Binance simply and effectively
Remove your money from Binance to your bank account becomes easy as soon as you follow the right steps and take the necessary precautions. The success lies above all in the verification of your information (exact IBAN, adequate withdrawal method, maximum security). Each step can be validated quickly by consulting your screenshots, the withdrawal history and the confirmation emails sent by Binance.
By taking good habits (amounts control, surveillance of the crypto market, checked costs), you can now recover your earnings in peace and finally see your crypto profits appear on your bank statement.
Investments in cryptocurrencies are risky. Crypternon could not be held responsible, directly or indirectly, for any damage or loss caused following the use of a property or service put forward in this article. Readers must do their own research before undertaking any action and investing only within the limits of their financial capacities. Past performance does not guarantee future results. This article does not constitute an investment .
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Yohan Uzzan
Training engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future ahead of it, I participate in its democratization by developing Crypternon.
