Easy
How to withdraw your money from Binance today
You have made earnings on Binance but you do not know how to withdraw your money to your bank account by making a transfer from Binance ? The procedure is simpler than it seems, provided you follow the right steps. In this guide, you will learn exactly how to withdraw your money from Binance , step by step, clearly and detailed. From the preparation of your account to the final validation of withdrawal, everything is explained to avoid frequent errors and minimize deadlines. Whenever you want to convert your cryptocurrencies to euros or to another fiduciary currency, you can follow this method to quickly transfer your funds to your bank.
Table of contents
How to withdraw your Binance money: check your eligibility before starting
Before understanding how to withdraw Binance, check that you meet the necessary criteria. Binance applies certain strict rules to secure financial transactions:
- Binance account ( KYC ) : You must have completed the “Know Your Customer” procedure by sending your identity documents to Binance . This allows you to remove your withdrawal limits and confirm that you are the legitimate owner of the account.
- Valid bank account : your bank account must be active, with an IBAN or an exact account number. Binance may require that you have already made a deposit or withdrawal from this same account in order to check the property.
- Regional restrictions : Depending on your country or region, certain specific rules may apply for withdrawals from fiduciary currency. Make sure the regulations in force in your country.
If you have not yet taken this step, you can register on Binance here and start the registration and verification procedure.
Once these conditions are met, you are ready to withdraw your money from Binance.
Step 1 - Access the withdrawal section
Connect to your Binanceaccount. From your dashboard, click the menu located at the top of the screen (on a computer) or at the bottom (on mobile).
Then click on " Portfolio " to display different options:
- The “spot wallet ” contains most of your cryptocurrencies intended for immediate trading
- "Fiat and Spot" tab displays both your cryptocurrencies and your traditional currencies (EUR, USD, GBP, etc.).
Then select "withdrawal" ("withdraw" according to your display language) to directly access the withdrawal space.
Step 2 - Select the currency and the withdrawal method
On the withdrawal page, two withdrawal options are offered:
- Cryptocurrency withdrawal : to remove cryptos to an external wallet thanks to Blockchain .
- Fiat withdrawal (withdraw euros or dollars in particular): to withdraw to your bank account.
To make withdrawals in euros on Binance (or other fiduciary currency), choose the "Fiat removal" tab.
Then click on the currency you want to withdraw, for example "EUR". The Binance platform will then display several possible methods:
- Recommended:
- SEPA Instant bank transfer (costs of € 1) → Quick and recommended method.
- Other options:
- Instant bank payment (costs from € 0.5).
- Classic SEPA bank transfer (€ 1 of costs) - currently suspended.
👉 Select the “SEPA Instant” method for quick and reliable withdrawal.
💡 Note: If the “classic separate” option indicates “Channel suspended”, choose an alternative like the SEPA instant.
After choosing your method, click on "Continue" to continue.
Depending on the sum to be removed, the SEPA Instant method will be practical for small amounts, while for large sums, other methods can be envisaged.
Step 3 - Configure your payment method
After choosing your motto, you will have to select and configure your payment method:
- Withdrawal by bank transfer : Enter or confirm your IBAN, the name of the bank and possibly the SWIFT/BIC if necessary.
- Visa card : you will need to save your card if you have never used it before.
Binance sometimes requests to have already made a prior deposit with this account or this bank card to confirm that you are the holder. If you have never made a deposit, a small initial transfer of € 1 is recommended to check your bank link.
Step 4 - Indicate the amount to be collected
Once the payment method has been set, clearly indicate the amount you want to withdraw. Beware of the minimum amount required by Binance or your bank: generally € 2 for SEPA transfers, and sometimes a similar amount for card withdrawals.
Carefully check the summary supplied by Binance :
- The total amount to withdraw.
- The costs applied.
- The net amount you will receive in your bank account.
If you notice an abnormal variation in the costs, update the page or contact the Binance support for clarification.
Step 5 - Confirm the transaction with safety (2FA)
Binance secures its withdrawals by several means:
- Authentication with two factors (2FA) : via Google Authenticator or SMS.
- E-mail confirmation code : An e-mail is sent to confirm your identity and make the withdrawal.
So be sure to have access to your smartphone or codes generator when you make a withdrawal.
STEP 6 - Wait for the treatment of the transfer
Once your withdrawal is confirmed, Binance usually deals with the request quickly:
- A few minutes in the event of withdrawal by bank card.
- A few hours (up to 24 hours usually) for SEPA transfers.
Your bank then takes over. In general, a SEPA transfer appears on your account within 24 hours, but the maximum recommended period can reach 72 working hours.
In the event of delay, check your bank statement and then your withdrawal history on Binance (possible statutes: finished, pending, refused).
In some cases, your bank may temporarily suspend the transaction for additional verification. If this happens, contact your bank directly to confirm the origin of the funds.
How to withdraw your money from Binance : Advanced techniques and practical advice
After having sold your cryptocurrencies, it is quite possible to optimize your withdrawals on Binance thanks to some advanced techniques. Whether you have exchanged Bitcoin,Ethereum or BNB, these tips will help you reduce costs and speed up the withdrawal procedure from your spot portfolio.
Plan your withdrawals to avoid periods of high activity
When the cryptos market becomes particularly volatile - as in major economic announcements or bull runS - the number of transactions explodes. This peak of activity can lead to temporary congestion, slow down the conversion of digital assets to euros and make the costs increase if the network is not sufficiently scalable. To avoid this, plan your operations outside peak hours, especially early in the morning or at the end of the weekend, when the volume is lower.
Choose the right time to convert your cryptos to euros
Before removing from Binance to your bank, you will have to convert your assets, such as Bitcoin or BNB , in euros. Two solutions are available to you on Binance :
The "Convert" function , which allows an instant exchange but generally applies a slightly wider Spread
The spot portfolio , via which you can place a limit order or to the market on a pair like BTC /EUR. This method is ideal for reducing transaction costs.
It is recommended to use the spot view to benefit from low costs, especially if you are able to wait and wait a satisfactory target price.
Finalize the Fiat withdrawal
Once the conversion has been done, you can withdraw your euros via a bank transfer from your Fiat on Binance . Be sure to confirm the transaction within the time limits indicated, especially if it is your first withdrawal operation. Funds are generally credited within 1 to 3 working days , depending on your bank.
Check your withdrawal limits
Binance fixes several limitations of limits for withdrawals:
- Account with basic verification ( KYC level 1) : relatively low limits.
- Account checked ( KYC level 2) : high limits, often from several thousand to several tens of thousands of euros per day.
- Account verified more (higher level) : very high limits, varying according to your region and the documents provided.
Before making a significant withdrawal, be sure to check your withdrawal ceiling to avoid any unpleasant surprises when validating your operation.
Carefully protect your personal and banking data
When you enter your bank information to withdraw your money from Binance, it is crucial to take all the necessary precautions:
- Carefully check that the IBAN seized is correct in order to avoid any delay or failure of the withdrawal.
- Keep a secure copy of your IBAN and other sensitive information.
- Avoid carrying out these operations on unsecured public Wi-Fi networks.
- Systematically activate all available safety options, such as double authentication by SMS or application (Google Authenticator).
How to withdraw your Binance money: costs and deadlines according to the chosen method
When you remove your Binance money to your bank account, the costs and deadlines vary depending on the method used:
- SEPA Instant transfer : fixed costs of € 1, immediate transfer if your bank accepts this service.
- Instant bank payment : from € 0.5, according to the agreements between Binance and your bank.
- Classic separate transfer : Fresh generally of € 1, currently suspended.
Deadlines to be expected:
- SEPA Instant : a few seconds a few minutes.
- Instant bank payment : immediate or a few minutes depending on your bank.
- Classic separate (when active): between 1 and 2 working days.
FAQ: How to withdraw your Binance money from a bank account?
What to do if I don't receive my funds?
- Check the state of your withdrawal on Binance : Consult the history to see if the status is "completed" or "in progress".
- Consult your bank statement : deadlines up to 3 to 5 days can arrive, especially for international transfers.
- Binance support if the status indicates "completed" but you have not received the money after 7 days.
- Contact your bank : some banks can temporarily block transfers from Crypto platforms if the amount or provenance seems unusual.
Is there a minimum amount to withdraw your Binance money?
- Binance generally requires a minimum of around € 10 for a separate transfer. For withdrawal by bank card, this amount can be higher depending on your region.
- If your balance is lower, you will have to wait or convert more cryptos.
Can we withdraw a motto other than the euro?
- Yes, Binance allows withdrawal in several currencies (USD, GBP, etc.). The SEPA transfer concerns only the euro .
- For USD withdrawals, use international transfers via SWIFT (beware, costs may be high). For the United Kingdom, specific methods are available in GBP.
How to convert your cryptos before withdrawing your Binance money?
Before withdrawing your money, convert your cryptocurrencies into a fiduciary currency:
- On the Spot market : place a sales order on a crypto/eur pair.
- "Convert" function : fast and simple, you confirm the conversion immediately at the price indicated.
Your balance in euros will appear in the "Fiat and Spot" tab, and you can then remove the funds to your bank account.
Where can I find all the information on the costs and withdrawal limits?
All information concerning withdrawal fees, minimum and maximum limits, as well as supported currencies, is available on the official Binancedeposit and withdrawal costs.
Safety checklist before removing your money from Binance :
Before pressing "Confirm", make sure you have respected all the steps to follow:
- ✅ Exact amount : Check that you have not added a zero by mistake.
- ✅ Banking address (IBAN) : Carefully check the IBAN and the name of the beneficiary.
- ✅ Network compatibility : If you remove another currency than the euro, check the selected network (SEPA, SWIFT, etc.).
- ✅ Payment method : Confirm the selection of the chosen withdrawal method (SEPA, Visa card, etc.).
- ✅ Double authentication activated : 2FA via Google Authenticator or SMS and confirmation by e-mail.
Alternatives to withdraw your money from Binance other than in bank transfer
If you do not want to go through a conventional bank transfer, here are other methods available:
- P2P withdrawal (peer-to-peer) : You sell your cryptocurrencies directly to other users against payment via Paypal, Revolut or Bank Transfer. Fast, but requires vigilance and prudence in the choice of the buyer.
- Binance card : a physical or virtual card provided by Binance to spend your cryptos directly in shops, without prior banking transfer.
- Transfer to another platform (Exchange) : First transfer your cryptos to another Exchange offering more advantageous costs or conditions of withdrawal. Beware of any network fees that could cancel the expected benefits.
How to withdraw your money from Binance : final summary of the essential steps
To succeed in easily withdraw your Binance money to your bank, hold these key points:
- ✅ Check your Binance (fullKYC ) account, your IBAN and your withdrawal limits.
- ✅ Choose the right method: SEPA for reduced costs, instant payment or bank card for more speed.
- ✅ Calculate all the costs linked to the sale of cryptos (Spread) and the withdrawal itself.
- ✅ Follow the steps precisely: Crypto conversion → Fiat, amount, security check, validation and monitoring.
- ✅ Anticipate deadlines: up to 72 hours for classic separate, often instantaneous with SEPA Instant.
- ✅ Always keep evidence of transactions (screenshots, Binancehistory, bank statements).
Thanks to these good practices, you guarantee that your funds will arrive quickly and without problem on your bank account.
Conclusion: how to withdraw your money from Binance simply and effectively
Remove your money from Binance to your bank account becomes easy as soon as you follow the right steps and take the necessary precautions. The success lies above all in the verification of your information (exact IBAN, adequate withdrawal method, maximum security). Each step can be validated quickly by consulting your screenshots, the withdrawal history and the confirmation emails sent by Binance.
By taking good habits (amounts control, surveillance of the crypto market, checked costs), you can now recover your earnings in peace and finally see your crypto profits appear on your bank statement.
Investments in cryptocurrencies are risky. Crypternon could not be held responsible, directly or indirectly, for any damage or loss caused following the use of a property or service put forward in this article. Readers must do their own research before undertaking any action and investing only within the limits of their financial capacities. Past performance does not guarantee future results. This article does not constitute an investment .
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Noah
Training engineer, I quickly became interested in the field of finance. Convinced that decentralized finance has a bright future ahead of it, I participate in its democratization by developing Crypternon.
