🏦 Will DeFi kill commercial banks? In just a few years, decentralized finance (DeFi) has grown from a few hundred million dollars to over $150 billion in total assets locked. But what becomes of the role of commercial banks if DeFi already allows users to save, borrow, exchange, and transfer money without intermediaries?

➡️ Bank deposits replaced by stablecoinin wallets?

➡️ Are mortgage loans facing competition from blockchain-backed loans?

➡️ International transfers in seconds for a few cents, compared to bank fees of 6 to 13%?

This video compares traditional banks vs. DeFi: Origin and historical role of banks; Simple definitions of banks and DeFi; Use-by-use comparison: savings, loans with/without collateral, business loans, international transfers; Advantages for the average user; Current limitations of DeFi and areas where banks maintain their advantage

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📌 Video Chapters:

00:00 Introduction

01:04 Why banks appeared

02:28 Banking vs. DeFi: Simple Definitions

05:13 Comparison of uses by uses

11:16 The concrete benefits for the user

12:02 Conclusion: Banks vs. DeFi

📢 Warning: Cryptocurrency investments carry high risks. This video is for educational and informational purposes only. It does not constitute investment advice. Do your own research and only invest what you are prepared to lose. #banks #defi #blockchain #cryptocurrenciesethereum