You wonder what is an asset ? The term asset designates any active , good or resource having a value and which can be held, exchanged or used to generate profits.
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Simple definition of an asset
An asset is an asset or a good owned by a person, a business or an organization. It can be a physical object, a digital resource or a financial law. In French, we also speak of assets , heritage , value or to have .
Examples of assets in everyday life
- A house or an apartment
- A car
- Shares or bonds
- Works of art
- Cryptocurrencies
- NFT
- Copyright
Asset's meaning in finance and investment
In finance, an asset is any element of value held in an investment portfolio Assets interests ) or gain value over time. wealth management and investment strategy .
The main categories of financial assets
- shares and securities
- Rate obligations
- Real estate
- Raw materials (gold, oil, etc.)
- Cryptocurrencies and digital active ingredients
Asset and cryptocurrency: a new generation of assets
In the universe of cryptocurrencies , the word asset designates any digital active active in a blockchain . This includes:
- The cryptocurrencies (Bitcoin, ethereum , solana …)
- Tokens , governance tokens ...)
- NFT ( non -fungible tokens, unique digital works)
- The stablecoin s (cryptos backed with a stable value)
An Asset Crypto is therefore a financial asset which only exists in digital form and whose property is guaranteed by blockchain .
What is a digital asset?
A digital asset is a resource or a property that exists in digital form. This includes cryptocurrencies , but also:
- Multimedia files (images, videos, music)
- Documents (PDF, presentations, electronic contracts)
- Software licenses
- Databases
In the business sector, the management of digital assets is called Digital Asset Management (DAM).
Why are the assets important in investment?
Assets constitute the basis of any investment portfolio . They allow:
- Generate passive income
- Protect your heritage against inflation
- Take advantage of market growth
- Diversify your sources of income
How to buy crypto assets?
To invest in cryptocurrencies, we recommend Gemini.
The platform offers:
- Top-notch security, with “cold” storage of the majority of funds
- A dual interface: a simplified application for beginners and ActiveTrader , an advanced platform offering decreasing fees according to volume and a competitive order book.
- Access to more than 60 cryptocurrencies, as well as a rare offering on the market: tokenized stocks (Nvidia, Apple, etc.). These products replicate the price of real stocks via tokens issued directly on the Gemini platform, allowing them to be purchased and traded 24/7 like cryptocurrencies, without going through a traditional stock broker.
- Strict regulatory compliance, with Gemini being one of the first platforms approved in the United States and holding the European license ( MiCA ).
- Additional services such as staking to generate returns on these cryptocurrencies.
Gemini therefore allows you to invest in both cryptocurrencies and tokenized stocks, all in a secure and regulated environment.
A free guide to understand everything step by step
For more detailed guidance on how to invest in cryptocurrency and decentralize your funds using a decentralized wallet, we offer our free guide.
In this guide, you will find:
- How to create an account on a centralized exchange,
- How to make your verification KYC,
- How to deposit and withdraw euros safely,
- How to decentralize your funds and interact directly with the blockchain,
- Practical advice to avoid beginner's mistakes.
Management and monitoring of assets: the main thing to remember
The management and monitoring of your digital assets do not stop at their acquisition: it is strongly advised to ensure their protection, in particular by using a Cold Wallet .
These physical devices, designed to store your cryptocurrencies offline, offer enhanced security against hacking, viruses, and phishing attempts, which remain major risks in the crypto world. Among the most recognized solutions are Ledger and Trezor, two leading brands offering reliable and high-performance hardware wallets.
Ledger is distinguished by its integrated secure element, a chip that protects your private keys by completely insulating them from the rest of the system, while Trezor is betting on open-source firmware audited by the community, with advanced features such as Shamir backup for additional protection.
If you already have cryptocurrencies or plan to acquire them, going through a cold wallet is a recommended step to secure your assets in the long term .
To choose the model that best suits your needs, we invite you to consult our articles " Which Ledger to choose?" As well as our " Ledger vs Trezor comparison ", where we detail the differences in terms of safety, ergonomics, compatibility and price.
In summary
An asset is all good , active or resource with value and that can be held, exchanged or used to invest. In the universe of cryptocurrencies , an asset designates a digital asset such as Bitcoin, a token or an NFT . Understanding what an asset is the first step to properly manage its assets and invest effectively in the financial markets or cryptocurrencies .
Investments in cryptocurrencies are risky. Crypternon could not be held responsible, directly or indirectly, for any damage or loss caused following the use of a property or service put forward in this article. Readers must do their own research before undertaking any action and investing only within the limits of their financial capacities. Past performance does not guarantee future results. This article does not constitute an investment advice.
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AMF recommendations. There is no guaranteed high yield, a product with high performance potential implies a high risk. This risk taking must be in line with your project, your investment horizon and your ability to lose part of this savings. Do not invest if you are not ready to lose all or part of your capital.
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